Meet the team
Martha Garcia
Juan Holguin Yañez - Production Manager / Division Owner
Juan Holguin Yañez - Production Manager / Division Owner
Martha brings 9 years of experience and a strong sense of structure to every file within our mortgage team. She's known for streamlining processes, keeping things moving, and enhancing the overall client experience. One of her favorite parts of the job is the appreciation clients show at closing. Outside of work, she enjoys collecting and managing her own rental properties.
Juan Holguin Yañez - Production Manager / Division Owner
Juan Holguin Yañez - Production Manager / Division Owner
Juan Holguin Yañez - Production Manager / Division Owner
With 5 years in home financing, Juan is passionate about helping clients achieve what they once thought was impossible. Known for his incredible memory of loan guidelines, he’s a go-to expert among the loan officers at Martha's Mortgages. When he's not working, you’ll likely find him relaxing with a fishing rod in hand.
Carlos Banuelos - Senior Loan Officer
Juan Holguin Yañez - Production Manager / Division Owner
Jovan Katherine Cardoza - Loan Officer
With 13 years of experience, Carlos brings deep knowledge and consistency to every transaction. He finds the journey from start to finish incredibly rewarding, especially guiding clients all the way to the closing table. Known for being dependable and quick to find solutions, he's a steady presence on the team. Outside of work, Carlos lov
With 13 years of experience, Carlos brings deep knowledge and consistency to every transaction. He finds the journey from start to finish incredibly rewarding, especially guiding clients all the way to the closing table. Known for being dependable and quick to find solutions, he's a steady presence on the team. Outside of work, Carlos loves traveling with his family, especially to the beach, and winding down with DIY projects.
Jovan Katherine Cardoza - Loan Officer
Jovan Katherine Cardoza - Loan Officer
Jovan Katherine Cardoza - Loan Officer
Jovan has been in home financing for over 4 years and loves educating borrowers to help turn their homes into blessings — not burdens. As a resourceful and detail-driven loan officer at Martha's Mortgages, she is all about clean execution. Outside of work, she's a modern-day homemaker who enjoys crocheting, raising her kiddos, and embracing a little 1950s flair (with just a touch of sass).
Nora Nevarez Badger - Loan Officer
Jovan Katherine Cardoza - Loan Officer
Dayanna Massu Sanchez - Loan Officer
With 1 year in home financing and 20 years in real estate, Nora brings deep industry knowledge and a strong connection with her clients. As one of the dedicated loan officers at Martha's Mortgages, she thrives on building relationships and guiding people toward their homeownership goals. Bonus fun fact: she’s helped promote title boxing events and even prepped horses for Spanish-style bullfights!
Dayanna Massu Sanchez - Loan Officer
Jovan Katherine Cardoza - Loan Officer
Dayanna Massu Sanchez - Loan Officer
With close to a year in the industry, Dayanna is dedicated to helping clients navigate home financing that feels sustainable and stress-free. Whether it's their first home or their third, she cherishes being part of that important milestone. Known for her strong communication and teamwork, she collaborates effectively with other loan offi
With close to a year in the industry, Dayanna is dedicated to helping clients navigate home financing that feels sustainable and stress-free. Whether it's their first home or their third, she cherishes being part of that important milestone. Known for her strong communication and teamwork, she collaborates effectively with other loan officers at Martha's Mortgages to keep everything clear and on track. When she's not working, you’ll find her recharging at the gym.
Uriel Ramirez Godoy - Loan Officer
Uriel Ramirez Godoy - Loan Officer
Uriel Ramirez Godoy - Loan Officer
As one of the newest members of the team at Martha's Mortgages, Uriel brings energy and passion to his role. He loves breaking down the home-buying process and helping clients understand that home financing — whether for personal ownership or investment properties — is well within reach. Known for keeping things light and genuine, he brin
As one of the newest members of the team at Martha's Mortgages, Uriel brings energy and passion to his role. He loves breaking down the home-buying process and helping clients understand that home financing — whether for personal ownership or investment properties — is well within reach. Known for keeping things light and genuine, he brings positive energy to every conversation with loan officers and clients alike. Outside of work, he’s all about soccer and meeting new people.